Full-Program Reference
RIA Compliance
Calendar
Every obligation, every deadline, every quarter — for the compliance officer running the complete institutional program, through the end of 2027.
Category Key
Regulatory Filings & Disclosures
Personal Trading & Code of Ethics
Cybersecurity Program
Regulatory Reporting
General Compliance Program
Books & Recordkeeping
Marketing & Advertising
Compliance Training
AML & Sanctions
Q3 July · August · September
23 obligations
JulyCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
Collect quarterly transaction reportsPersonal Trading & Code of EthicsJul 302 weeks prior
Run a semiannual phishing simulationCybersecurity ProgramJul 302 weeks prior
Review custody & client-asset safeguards (quarterly)Regulatory ReportingJul 312 weeks prior
Review portfolio-management performance & risk (quarterly)Regulatory ReportingJul 312 weeks prior
Review employee political contributions (semiannual)Personal Trading & Code of EthicsJul 31Begin early July
Monitor ERISA compliance (Fund)Regulatory ReportingJul 31Ongoing
Review and reconcile fees & expenses (quarterly)General Compliance ProgramJul 312 weeks prior
Review valuation & pricing methodology (quarterly)General Compliance ProgramJul 312 weeks prior
Review and update restricted-security list (quarterly)General Compliance ProgramJul 31Ongoing
Substantiate marketing-materials performance (quarterly)Marketing & AdvertisingJul 312–3 weeks after Q2 close
AugustCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
File quarterly Form 13FRegulatory Filings & DisclosuresAug 143 weeks prior
Review employee personal-securities transactions (quarterly)Personal Trading & Code of EthicsAug 151–2 weeks prior
Review investment allocations (semiannual)General Compliance ProgramAug 312–3 weeks prior
Continue annual compliance-program review (mid-year check)General Compliance ProgramAug 312 weeks prior
Review a sample of emails (quarterly)Books & RecordkeepingAug 312 weeks prior
SeptemberCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
Convene quarterly compliance/investment-committee meetingGeneral Compliance ProgramMid-Sep2 weeks prior
Review custody & client-asset safeguards (quarterly)Regulatory ReportingSep 302 weeks prior
Review portfolio-management performance & risk (quarterly)Regulatory ReportingSep 302 weeks prior
Review and reconcile fees & expenses (quarterly)General Compliance ProgramSep 302 weeks prior
Review valuation & pricing methodology (quarterly)General Compliance ProgramSep 302 weeks prior
Q4 October · November · December
34 obligations
OctoberCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
Review a sample of emails (quarterly)Books & RecordkeepingOct 152 weeks prior
Collect quarterly transaction reportsPersonal Trading & Code of EthicsOct 302 weeks prior
Collect annual social-media certifications & disclosuresMarketing & AdvertisingOct 312 weeks prior
Monitor ERISA compliance (Fund)Regulatory ReportingOct 31Ongoing
Conduct annual compliance trainingCompliance TrainingOct 312–3 weeks prior
Review marketing documents (annual)Marketing & AdvertisingOct 312–3 weeks prior
Substantiate marketing-materials performance (quarterly)Marketing & AdvertisingOct 312–3 weeks after Q3 close
Review and update restricted-security list (quarterly)General Compliance ProgramOct 31Ongoing
NovemberCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
File quarterly Form 13FRegulatory Filings & DisclosuresNov 143 weeks prior
Review employee personal-securities transactions (quarterly)Personal Trading & Code of EthicsNov 151–2 weeks prior
Brief executives on cybersecurity (annual)Cybersecurity ProgramMid-Nov2 weeks prior
Review fund documents (annual)Regulatory ReportingNov 304 weeks prior
Review security-awareness training effectiveness (annual)Cybersecurity ProgramNov 301–2 weeks prior
Complete annual compliance-program reviewGeneral Compliance ProgramNov 301–2 weeks prior
Run an annual mock SEC examination drillGeneral Compliance ProgramNov 304 weeks prior
DecemberCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
Pay IARD renewal feesRegulatory Filings & Disclosuresearly Dec — see current-year IARD bulletinBegin mid-Nov (preliminary statement posts).
File state notice-filing annual renewalsRegulatory Filings & Disclosuresearly Dec — see current-year IARD bulletin4 weeks prior
Convene quarterly compliance/investment-committee meetingGeneral Compliance ProgramMid-Dec2 weeks prior
Begin regulatory-filings & disclosures auditBooks & RecordkeepingDec 31Begin Nov 30
Monitor third-party providers & business-continuity testingCybersecurity ProgramDec 31Begin Nov 30
Review employee political contributions (semiannual)Personal Trading & Code of EthicsDec 312 weeks prior
Review portfolio-management performance & risk (quarterly)Regulatory ReportingDec 312 weeks prior
Run a semiannual phishing simulationCybersecurity ProgramDec 312 weeks prior
Audit books & records for compliance (annual)Books & RecordkeepingDec 314 weeks prior
Review duty-to-supervise controls (annual)General Compliance ProgramDec 314 weeks prior
Review overall compliance-program effectiveness (annual)General Compliance ProgramDec 314 weeks prior
Analyze gaps against SEC exam risk alerts (annual)General Compliance ProgramDec 314 weeks prior
Review consolidated conflicts of interest (annual)General Compliance ProgramDec 314 weeks prior
Review and reconcile fees & expenses (quarterly)General Compliance ProgramDec 312 weeks prior
Review valuation & pricing methodology (quarterly)General Compliance ProgramDec 312 weeks prior
Re-screen investor base against OFAC (semiannual)AML & SanctionsDec 312 weeks prior
Q1 January · February · March
27 obligations
JanuaryCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
Test cybersecurity controlsCybersecurity ProgramMid-Jan2 weeks prior
Collect quarterly transaction reportsPersonal Trading & Code of EthicsJan 302 weeks prior
Collect annual compliance-manual & code-of-ethics acknowledgmentsPersonal Trading & Code of EthicsJan 312 weeks prior
Collect annual outside-business-activity disclosuresPersonal Trading & Code of EthicsJan 312 weeks prior
Review and update restricted-security list (quarterly)General Compliance ProgramJan 312 weeks prior
Monitor Rule 506(d) bad-actor covered personsGeneral Compliance ProgramJan 31Ongoing
Review investment allocations (semiannual)General Compliance ProgramJan 312 weeks prior
Review a sample of emails (quarterly)Books & RecordkeepingJan 312 weeks prior
Monitor ERISA compliance (Fund)Regulatory ReportingJan 31Ongoing
Substantiate marketing-materials performance (quarterly)Marketing & AdvertisingJan 312–3 weeks after Q4 close
FebruaryCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
Collect access persons' annual holdings reports (current within 45 days of report date)Personal Trading & Code of EthicsFeb 143 weeks prior
File quarterly Form 13FRegulatory Filings & DisclosuresFeb 143 weeks prior
Review employee personal-securities transactions (quarterly)Personal Trading & Code of EthicsFeb 151–2 weeks prior
Begin annual compliance-program reviewGeneral Compliance ProgramFeb 282 weeks prior
Review custody & client-asset safeguards (quarterly)Regulatory ReportingFeb 282 weeks prior
MarchCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
Review Form CRS for accuracy (annual)Regulatory Filings & Disclosuresinternal review cadence (no annual filing)2 weeks prior
Convene quarterly compliance/investment-committee meetingGeneral Compliance ProgramMid-Mar2 weeks prior
File Form ADV Part 1 annual amendmentRegulatory Filings & DisclosuresMar 31Begin in January
File FATCA annual report (Form 8966)Regulatory Filings & DisclosuresMar 31 — IRS/CPA (conditional)6 weeks prior
Conduct annual security-risk assessmentCybersecurity ProgramMar 312 weeks prior
Review custody & client-asset safeguards (quarterly)Regulatory ReportingMar 312 weeks prior
Review portfolio-management performance & risk (quarterly)Regulatory ReportingMar 312 weeks prior
Review and reconcile fees & expenses (quarterly)General Compliance ProgramMar 312 weeks prior
Review valuation & pricing methodology (quarterly)General Compliance ProgramMar 312 weeks prior
Q2 April · May · June
25 obligations
AprilCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
Review a sample of emails (quarterly)Books & RecordkeepingApr 152 weeks prior
Review and update restricted-security list (quarterly)General Compliance ProgramApr 15Ongoing
Deliver Form ADV Part 2A & 2B to clients (annual)Regulatory Filings & DisclosuresApr 302–4 weeks prior
File Form PF annual filingRegulatory Filings & DisclosuresApr 304 weeks prior
Collect quarterly transaction reportsPersonal Trading & Code of EthicsApr 302 weeks prior
Monitor ERISA compliance (Fund)Regulatory ReportingApr 30Ongoing
Send annual privacy-policy notice to investors (only if the privacy policy changed in the past calendar year)General Compliance ProgramApr 30Conditional (FAST Act)
Deliver audited financial statements to fund investors (annual)Books & RecordkeepingApr 30Begin in Q1
Review custody relationships (annual)General Compliance ProgramApr 302 weeks prior
Substantiate marketing-materials performance (quarterly)Marketing & AdvertisingApr 302–3 weeks after Q1 close
MayCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
Conduct annual security-awareness trainingCybersecurity ProgramMid-May2 weeks prior
Review disaster-recovery & business-continuity plan (annual)General Compliance ProgramMay 142–3 weeks prior
Review Reg S-P incident-response program (annual)Books & RecordkeepingMay 142 weeks prior
Check Regulation S-P privacy compliance (annual)General Compliance ProgramMay 142 weeks prior
Review employee personal-securities transactions (quarterly)Personal Trading & Code of EthicsMay 151–2 weeks prior
File quarterly Form 13FRegulatory Filings & DisclosuresMay 153 weeks prior
Review policies & procedures (annual)General Compliance ProgramMay 311–2 weeks prior
Review service-provider / vendor oversight (annual)General Compliance ProgramMay 316 weeks prior
Review whistleblower program (annual)Books & RecordkeepingMay 312 weeks prior
JuneCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
Convene quarterly compliance/investment-committee meetingGeneral Compliance ProgramMid-Jun2 weeks prior
Review best execution (annual)Regulatory ReportingJun 304 weeks prior
Re-screen investor base against OFAC (semiannual)AML & SanctionsJun 302 weeks prior
Q3 July · August · September
23 obligations
JulyCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
Collect quarterly transaction reportsPersonal Trading & Code of EthicsJul 302 weeks prior
Run a semiannual phishing simulationCybersecurity ProgramJul 302 weeks prior
Review custody & client-asset safeguards (quarterly)Regulatory ReportingJul 312 weeks prior
Review portfolio-management performance & risk (quarterly)Regulatory ReportingJul 312 weeks prior
Review employee political contributions (semiannual)Personal Trading & Code of EthicsJul 31Begin early July
Monitor ERISA compliance (Fund)Regulatory ReportingJul 31Ongoing
Review and reconcile fees & expenses (quarterly)General Compliance ProgramJul 312 weeks prior
Review valuation & pricing methodology (quarterly)General Compliance ProgramJul 312 weeks prior
Review and update restricted-security list (quarterly)General Compliance ProgramJul 31Ongoing
Substantiate marketing-materials performance (quarterly)Marketing & AdvertisingJul 312–3 weeks after Q2 close
AugustCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
File quarterly Form 13FRegulatory Filings & DisclosuresAug 143 weeks prior
Review employee personal-securities transactions (quarterly)Personal Trading & Code of EthicsAug 151–2 weeks prior
Review investment allocations (semiannual)General Compliance ProgramAug 312–3 weeks prior
Continue annual compliance-program review (mid-year check)General Compliance ProgramAug 312 weeks prior
Review a sample of emails (quarterly)Books & RecordkeepingAug 312 weeks prior
SeptemberCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
Convene quarterly compliance/investment-committee meetingGeneral Compliance ProgramMid-Sep2 weeks prior
Review custody & client-asset safeguards (quarterly)Regulatory ReportingSep 302 weeks prior
Review portfolio-management performance & risk (quarterly)Regulatory ReportingSep 302 weeks prior
Review and reconcile fees & expenses (quarterly)General Compliance ProgramSep 302 weeks prior
Review valuation & pricing methodology (quarterly)General Compliance ProgramSep 302 weeks prior
Q4 October · November · December
34 obligations
OctoberCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
Review a sample of emails (quarterly)Books & RecordkeepingOct 152 weeks prior
Collect quarterly transaction reportsPersonal Trading & Code of EthicsOct 302 weeks prior
Collect annual social-media certifications & disclosuresMarketing & AdvertisingOct 312 weeks prior
Monitor ERISA compliance (Fund)Regulatory ReportingOct 31Ongoing
Conduct annual compliance trainingCompliance TrainingOct 312–3 weeks prior
Review marketing documents (annual)Marketing & AdvertisingOct 312–3 weeks prior
Substantiate marketing-materials performance (quarterly)Marketing & AdvertisingOct 312–3 weeks after Q3 close
Review and update restricted-security list (quarterly)General Compliance ProgramOct 31Ongoing
NovemberCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
File quarterly Form 13FRegulatory Filings & DisclosuresNov 143 weeks prior
Review employee personal-securities transactions (quarterly)Personal Trading & Code of EthicsNov 151–2 weeks prior
Brief executives on cybersecurity (annual)Cybersecurity ProgramMid-Nov2 weeks prior
Review fund documents (annual)Regulatory ReportingNov 304 weeks prior
Review security-awareness training effectiveness (annual)Cybersecurity ProgramNov 301–2 weeks prior
Complete annual compliance-program reviewGeneral Compliance ProgramNov 301–2 weeks prior
Run an annual mock SEC examination drillGeneral Compliance ProgramNov 304 weeks prior
DecemberCategoryDueLead TimeOwnerStartDone
Convene monthly cybersecurity meetingCybersecurity ProgramMonthlyFirm-scheduled
Pay IARD renewal feesRegulatory Filings & Disclosuresearly Dec — see current-year IARD bulletinBegin mid-Nov (preliminary statement posts).
File state notice-filing annual renewalsRegulatory Filings & Disclosuresearly Dec — see current-year IARD bulletin4 weeks prior
Convene quarterly compliance/investment-committee meetingGeneral Compliance ProgramMid-Dec2 weeks prior
Begin regulatory-filings & disclosures auditBooks & RecordkeepingDec 31Begin Nov 30
Monitor third-party providers & business-continuity testingCybersecurity ProgramDec 31Begin Nov 30
Review employee political contributions (semiannual)Personal Trading & Code of EthicsDec 312 weeks prior
Review portfolio-management performance & risk (quarterly)Regulatory ReportingDec 312 weeks prior
Run a semiannual phishing simulationCybersecurity ProgramDec 312 weeks prior
Audit books & records for compliance (annual)Books & RecordkeepingDec 314 weeks prior
Review duty-to-supervise controls (annual)General Compliance ProgramDec 314 weeks prior
Review overall compliance-program effectiveness (annual)General Compliance ProgramDec 314 weeks prior
Analyze gaps against SEC exam risk alerts (annual)General Compliance ProgramDec 314 weeks prior
Review consolidated conflicts of interest (annual)General Compliance ProgramDec 314 weeks prior
Review and reconcile fees & expenses (quarterly)General Compliance ProgramDec 312 weeks prior
Review valuation & pricing methodology (quarterly)General Compliance ProgramDec 312 weeks prior
Re-screen investor base against OFAC (semiannual)AML & SanctionsDec 312 weeks prior
As Needed Event-Triggered Obligations
31 obligations
Obligation Category Trigger Timing Owner Start Done
File Schedule 13G amendmentRegulatory Filings & Disclosures45d after quarter of material change2 weeks prior
File Form PF quarterly filing (Large HF Advisers)Regulatory Filings & DisclosuresEach quarter-endWithin 60 days
Review AML/CFT program (annual)Books & RecordkeepingNot yet effective — Jan 1 2028 (FinCEN IA AML Rule)Ongoing
File CRS reports with foreign tax authorities (annual)Regulatory Filings & Disclosuresvaries by jurisdictionCoordinate with fund admin
Review AML/CFT program effectivenessBooks & RecordkeepingNot yet effective — Jan 1 2028 (FinCEN IA AML Rule)Begin Nov 30
Deliver Form ADV Part 2A & 2B to new clientsRegulatory Filings & DisclosuresNew clientAt / before engagement
File Form D amendmentRegulatory Filings & DisclosuresMaterial changeAnnually / as soon as practicable
File Blue Sky notices / updatesRegulatory Filings & DisclosuresNew offeringVaries by state — many within 15 days of first sale in the state.
File initial Form D (new offering)Regulatory Filings & DisclosuresNew offeringWithin 15 days of first sale
Deliver initial compliance training to new employeesCompliance TrainingNew hireImmediately upon hire
Collect initial holdings, OBA & political-contribution disclosuresPersonal Trading & Code of EthicsNew hireWithin 10 days of hire
Monitor benefit-plan investor ownership (ERISA 25% test)Regulatory ReportingSubscription / transferAt each subscription or transfer.
Review and pre-approve social-media activityMarketing & AdvertisingAny postBefore publication
Pre-clear employee political contributionsPersonal Trading & Code of EthicsAny contributionUpon contribution
Review new-investor subscription documentsPersonal Trading & Code of EthicsNew subscriptionUpon receipt
Perform initial due diligence on a new third-party vendorGeneral Compliance ProgramNew vendorPrior to engagement
Review and respond to investor complaintsGeneral Compliance ProgramAny complaintImmediately
Review proxy votingGeneral Compliance ProgramCorporate votePer vote schedule
Review side letters / customized agreementsRegulatory ReportingNew agreementAt execution
Process new-investor remittance formsRegulatory ReportingNew subscriptionUpon receipt
File a prompt ADV Part 2A update (material change)Regulatory Filings & DisclosuresMaterial changePromptly upon change
Deliver Form CRS to new retail clientsRegulatory Filings & DisclosuresNew relationshipAt / before engagement
File a prompt Form CRS amendment (material change)Regulatory Filings & DisclosuresMaterial changeWithin 60 days
File initial Schedule 13DRegulatory Filings & DisclosuresCross >5% beneficial ownershipWithin 5 business days
File a Suspicious Activity Report (SAR)AML & SanctionsNot yet effective — Jan 1 2028 (FinCEN IA AML Rule)Within 30 days
File Form PF current report (Large Hedge Fund Advisers)Regulatory ReportingTriggering eventASAP, ≤72 hrs
File Form PF Section 6 event report (PE Fund Advisers)Regulatory ReportingQualifying event60 days after quarter-end
Pre-clear and monitor gifts & entertainmentPersonal Trading & Code of EthicsAny gift or entertainment eventOngoing — before event
File ADV updates & notifications for key-personnel changesRegulatory Filings & DisclosuresKey personnel changePromptly upon change
Review registration & filing on an AUM-threshold crossingRegulatory Filings & DisclosuresAUM threshold crossed in either directionUpon crossing; assess within current quarter reporting cycle
Update filings & BCP on a significant office relocationRegulatory Filings & DisclosuresOffice relocationADV promptly upon change; BCP before occupancy
“Examiners don't ask what you planned to do.
They ask what you can prove you did.”
Redan Compliance
redancompliance.com
This calendar is provided for general informational purposes only and does not constitute legal advice. Your firm's specific obligations depend on your regulatory history, fund structure, fiscal year, and applicable state and federal requirements. Consult qualified securities counsel regarding your firm's compliance obligations.
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